Application Process
DentalLoans.com makes your application process as convenient and efficient as possible. Whether you use our secure online application, call one of our loan representatives directly, or fax in your application, your loan consultant will carefully examine your application to offer you the best prospect for loan approval.
On-line Applications
After your application is received, you will receive a message notifying you that your application has been pre-approved, co-signer required, or is pending and being reviewed. Your approval status will be sent to you via e-mail or you may phone our office Toll Free at, 1-888-502-8055.
Telephone and Fax Applications
If you call in your application, your loan consultant will tell you your loan status upon completing your phone application.
To check the status of a faxed application you may call our user friendly automated phone system Toll Free at, 1-888-502-8055, 24 hours a day, 7 days a week.
Processing Time
Your loan application is generally processed within 15 minutes depending on the lending partners reviewing your application. Though DentalLoans.com is committed offering prompt results, if further review will help you receive loan approval, we will take the extra time to ensure that you are given the best chance to receive a loan.
Approval Procedures
Once your application is approved, DentalLoans.com will need some additional information to process your loan. Since DentalLoans.com provides funds directly to your provider, our loan representative will need to know the name of your dentist, anesthesiologist and dental facility. We will also need to know the date of your scheduled procedure. You may call your loan representative with this information immediately.
If you've chosen to apply for a loan before finding a cosmetic dental specialist, DentalLoans.com can help you find a qualified board certified dentist in your area.
You may download your loan documents from the DentalLoans.com website or your loan representative can have them mailed or faxed for completion. Completing and returning your loan documents in a timely manner will ensure that you have your procedure as scheduled.
DentalLoans.com must receive your completed loan documents no later than 2 weeks prior to your scheduled procedure date. Since most Dentists require advance payment for their services, it is crucial that we receive your loan documents in time to process payment.
Loan approvals are valid for a limited time.
Options If Your Application Is Declined
If DentalLoans.com declines your loan application, you may call our automated phone system Toll Free, 1-888-502-8055, 24 hours a day, 7 days a week to find out why your current application was initially denied and what steps to take to re-apply with a qualified co-signer.
If you have already scheduled a procedure and are trying to secure a loan quickly, you may re-apply for your loan with a co-signer, who has established credit and no delinquencies. In most cases, it is preferable for a family member to co-sign the loan, but DentalLoans.com also accepts non-relative co-signers.
DentalLoans.com is committed to helping all patients. If you have a limited or less than perfect credit history, you can restore and rebuild your credit profile by receiving approved loans with a cosigner. Typically, our loan structure allows you to be the first on the loan and to receive the monthly payment billings before your cosigner, as long as payments are received in full and on time.
DentalLoans.com also has credit counseling and a credit repair department offering customized programs to help you improve your credit profile for potential future loan approval.
