The Duration of your Credit History
About 15% of your score is based on your duration of your credit history.
In general, a longer credit history will increase your score. However, even people with short credit histories may get high scores depending on how the rest of the credit report looks.
Determining the Duration of Your Credit History
The score considers both the age of your oldest account and an average age of all your accounts, as well as:
- When you first established each line of credit
- How long it has been since you used certain accounts
